Tindak Pidana Pencucian Uang Melalui Uang Kripto: Analisis Hukum, Tantangan Dan Strategi Pembuktian

Abstract

The advancement of information technology in the digital era has transformed transaction systems, shifting from cash-based payments toward non-cash instruments, including cryptocurrency, which relies on cryptographic technology. This study employs a library research method with a normative approach by examining qualitative secondary data obtained from various relevant sources, including books, scholarly journals, and official documents. The study aims to analyze the legal aspects, challenges, and evidentiary strategies concerning money laundering through cryptocurrency, particularly in response to the growing use of crypto assets to conceal illicit proceeds that may cause financial losses to the state. The findings indicate that cryptocurrency can facilitate money laundering because transactions are conducted through electronic systems that may enable the falsification or manipulation of identities, digital signatures, and transaction account codes. Technological developments have also transformed the nature of money laundering, which was previously more limited to concealing the origin of illicit funds and disguising criminal proceeds as legitimate assets. Therefore, criminal law must continuously adapt to technological developments to ensure that the investigation and evidentiary process for money laundering offenses can be conducted accurately, effectively, and in accordance with increasingly sophisticated and complex criminal methods.