Hidayat, Agung, Nur Azizah, and Muannif Ridwan. “Pinjaman Online Dan Keabsahannya Menurut Hukum Perjanjian Islam”. Jurnal Indragiri Penelitian Multidisiplin 2, no. 1 (January 1, 2022): 1–10. Accessed July 2, 2025. https://ejournal.indrainstitute.id/index.php/jipm/article/view/115.